After a recent incident where a Hyundai Santa Fe caught fire while driving on My Dinh street on December 2nd, many people are concerned about whether insurance will cover this situation.
According to an insurance advisor, if the vehicle has comprehensive insurance, the insurance company will provide coverage.
The comprehensive insurance contract contains provisions regarding the benefits customers will receive in case their vehicle encounters fire or explosion.
If such an incident occurs, the insurance company will verify the situation. If the damage was not caused intentionally by the vehicle owner, insured person, driver, or related parties, the insurance company will compensate according to the contract terms.
In addition, if the vehicle does not have a valid inspection certificate at the time of the damage (fire or explosion), or if the inspection certificate is no longer valid and does not comply with current legal regulations, the insurance claim will be denied.
Automotive technical experts state that there are multiple reasons why a car can catch fire or explode while driving, including fuel leakage, electrical system failure, poor fuel quality, or engine overheating. Therefore, following the manufacturer’s regulations and properly maintaining the vehicle will contribute to safety.
TH (Tuoitrethudo)
Photo: Hanoi
Does car insurance cover accidents involving fire?
On December 2nd, a Hyundai Santa Fe car was engulfed in flames and smoke while driving on My Dinh street, leaving many people questioning whether the insurance would cover such an incident.
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